Buy

Buying in Colorado, without the surprises.

Buying a Colorado home comes down to four things: a verified pre-approval, a clear budget that includes taxes and HOA or metro district fees, a lender who keeps the file moving, and a plan for every date after you sign. Lorrie builds all four before you make an offer.

Book a call with Lorrie Plan your 21-day close

Start with a real pre-approval

A pre-qualification is a quick estimate. A pre-approval means Lorrie has reviewed your income, assets, and credit, so your offer carries weight with sellers and agents.

Begin with the Loan Readiness Score if you want to see where you stand first. It takes about two minutes.

Know your true monthly cost

Colorado buyers are often surprised by costs outside the mortgage payment: property taxes that vary by county, HOA dues, and metro district charges in newer neighborhoods. Lorrie walks through each one before you fall in love with a house.

Loan types she works with

Conventional, FHA, VA, jumbo, and options for mountain and rural properties each have different rules. Program availability, eligibility, and terms change, so Lorrie confirms the current details with you directly.

Why her files close on time

Lorrie has worked in processing, closing, quality control, and lending. She knows what underwriting will ask for and what title needs, so she gets ahead of both. Read her story on the Every Desk page.

Common questions

How long does it take to close on a home in Colorado?

It depends on the file, the appraisal, and title. Lorrie plans a 21-day timeline from the signed contract and tells you early if anything could push it, so there are no surprises near closing day.

What is the difference between pre-qualification and pre-approval?

Pre-qualification is an estimate based on information you provide. Pre-approval involves verifying your income, assets, credit, and documents, which makes your offer stronger.

Do I need 20 percent down?

No. Many programs allow far less than 20 percent down, and Colorado has down payment assistance that may help. Eligibility and funding change, so Lorrie checks current options with you.